Turning Business Success into Personal Wealth
Running your own business demands long hours and constant decision-making. When you add time with loved ones into the mix, it’s no surprise that personal financial planning often gets pushed aside.
That’s where we come in. At Ifamax Wealth Management, we work with owners of highly profitable companies to design financial strategies that build sustainable, long-term personal wealth, giving you the freedom to choose how and when you work.
Key Areas We Help With
Paying Yourself Efficiently
Salary, dividends, pensions, or other options, we help you decide the most tax-efficient way to extract money from your business. Working closely with your tax adviser, we create a plan that works both now and in the future.
Planning Your Exit Strategy
Many business owners say, “My business is my pension.” While that may be true for some, relying solely on a sale can be risky. We help you build personal wealth outside your business, giving you more choice, flexibility, and financial independence well before you exit.
Achieving Your Retirement Goals
As a business owner, you can make substantial pension contributions and maximise other tax-efficient investments. We help you make the most of these opportunities while putting robust protections in place to safeguard against events such as the death or critical illness of a shareholder.
Our Expertise for Business Owners
As independent financial advisers, we offer unbiased, informed, and professional advice in:
Personal investments
Business owner pension & retirement plans
Business exit and succession planning
Capital Gains Tax and Inheritance Tax strategies
Protecting your family’s inheritance
Drawing down money from your business
Who We Work With
We partner with business owners across Bristol, South Gloucestershire, Somerset, Bath, and London, from solo director/shareholder businesses to multi-shareholder enterprises.
Frequently Asked Questions
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Absolutely. We specialise in taking the weight off your shoulders. Our dedicated financial planners work closely with you to understand your priorities and create a personalised wealth management strategy that aligns with your business and personal goals.
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We offer a comprehensive suite of services tailored to business owners, including:
Profit Extraction Strategies – Optimising how you withdraw profits to maximise personal wealth and minimise tax.
Retirement Planning – Creating a clear roadmap for financial independence after exiting your business.
Tax Planning – Making full use of allowances and reliefs to reduce your tax burden, including tax-efficient investments such as pensions.
Investment Planning – Building a diversified portfolio suited to your risk profile and long-term objectives.
Business Succession Planning – Ensuring a smooth transition for your business and securing your family’s financial future.
Protection Insurance – Covering risks with life cover, critical illness cover, and shareholder protection.
Wealth Distribution While Alive – Passing wealth to loved ones during your lifetime in a tax-efficient way.
Tax-Efficient Business Funding – Accessing capital for your business while keeping tax liabilities low.
Estate Planning – Structuring your estate to protect assets and minimise Inheritance Tax.
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We understand the constant challenge of protecting and growing personal assets while ensuring your business has the capital to thrive. We’ll work with you to create a comprehensive plan that balances both priorities, so you can achieve your financial ambitions without compromising business growth.
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Yes. We collaborate with your accountant, solicitor, and other advisers to ensure your financial planning is fully integrated and tax-efficient.
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No. Our initial consultation is completely free, allowing you to explore how we can help before making any commitment.
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We work with both small and larger enterprises, from solo director/shareholder businesses to companies with multiple shareholders.
Take the Next Step
If you’re a business owner with £400,000+ in investable assets and want to turn your hard work into lasting personal wealth, contact us today to arrange your free initial consultation.