Turning Tax Complexity into Clarity

At Ifamax Wealth Management, we see tax planning as a cornerstone of financial success. We take a comprehensive, tailored approach, integrating tax-efficient investment solutions, retirement income strategies, and inheritance tax planning into your overall financial plan.

Our aim is simple: help you keep more of what you’ve worked hard to earn, grow it effectively, and pass it on tax-efficiently.

Our Core Tax Planning Services

Retirement Income Tax Optimisation

Retirement planning isn’t just about building savings; it’s about drawing income in the most tax-efficient way possible.

We assess your income sources, pensions, savings, investments, or other streams, to minimise liabilities and make your wealth last longer.

Inheritance Tax (IHT) Planning

IHT can significantly reduce what you leave behind. With proactive planning, you can protect more of your estate for future generations.

Our IHT strategies may include:

  • Gifting assets during your lifetime.

  • Using trusts to safeguard family wealth.

  • Ensuring your pension “expression of wish” forms align with your will.

Tax-Efficient Investment Strategies

Growth is only part of the story; keeping that growth matters just as much.
We use tried-and-tested tax wrappers such as ISAs and pensions, alongside advanced solutions like:

  • Venture Capital Trusts (VCTs)

  • Enterprise Investment Schemes (EIS)

  • Other specialist tax-efficient investments (when appropriate to your circumstances).

Capital Gains Tax (CGT) Planning

Selling investments or property can trigger CGT. We help you use allowances, exemptions, and timing strategies to reduce the tax bite and keep more of your profits working for you.

Tax Planning for Business Owners

For entrepreneurs and business owners, tax efficiency can have a direct impact on profitability and personal wealth.

We help you explore:

  • Tax-efficient ways to extract income.

  • Using pension contributions strategically.

  • Protecting business assets for the long term.

Why Choose Ifamax for Tax Planning?

  • 20+ Years’ Expertise – Decades of delivering effective, compliant, and creative tax strategies.

  • Tailored Advice – Strategies designed for your personal and business goals, not off-the-shelf solutions.

  • Holistic Planning – Tax efficiency embedded into your wider financial plan.

Our Tax Planning Process

  1. Initial Consultation – Understand your goals and current tax position.

  2. Strategy Development – Create personalised recommendations to reduce liabilities and boost efficiency.

  3. Implementation – Seamless execution, with expert guidance at every stage.

  4. Ongoing Review – Adapting to tax law changes and shifts in your circumstances.

Where We Work

Based in Bristol, we serve clients across the UK, including London and the Home Counties. You can meet us in person or via secure virtual meetings.

Frequently Asked Questions

  • No. While we provide tax planning, you remain responsible for paying your tax and submitting returns. We will work closely with your accountant to ensure they have all the information they need.

  • We work with a broad range of clients, including business owners, barristers, entertainers, and retirees.

  • Yes, tax planning is fully integrated into our financial planning service.

  • Absolutely. We can help you explore ways to protect your estate from unnecessary IHT.

  • Pension contributions are highly tax-efficient. We’ll help you optimise contributions in line with your retirement goals.

Tax doesn’t have to be complicated.

Book your free initial consultation with an Ifamax Financial Planner today, and find out how smart tax planning could protect, grow, and pass on more of your wealth.