At Ifamax Wealth Management, we believe financial planning should be clear, fair, and focused on your long-term success. Unlike many other financial advisers in Bristol and across the UK, we do not charge any initial set-up fee. Instead, our approach is based on a simple, percentage-based ongoing fee, meaning our success is directly linked to helping you grow, protect, and pass on your wealth.

Why Our Approach to Fees is Different

  • No Initial Fee
    Many financial advisers charge upfront just to begin working with them. At Ifamax, we don’t. From day one, every penny of your wealth works for you.

  • Percentage-Based Fee
    We charge a clear percentage of the assets we manage for you, and we clearly outline this both in percentage terms and pounds before any decisions are made. This ensures our goals are fully aligned with yours: when your portfolio grows, so do we. In challenging markets, our role is to preserve and protect wealth, and we are motivated to achieve the best outcomes possible.

What You Receive for the Fee

Our clients receive more than investment management, they benefit from a holistic wealth management service, which includes:

  • Financial planning tailored to your individual goals

  • Retirement planning to provide sustainable, tax-efficient income

  • Tax-efficient planning to help you retain and grow wealth

  • Inheritance and estate planning to pass on wealth effectively

  • Investment strategies built on rigorous research and disciplined monitoring

  • Ongoing reviews to keep your plan aligned with life’s changes

Fair Value and Consumer Duty

We are committed to the FCA’s Consumer Duty principles and ensuring clients receive fair value. This means:

  • Transparent, competitive fees with no hidden charges

  • Ongoing service that adapts to your evolving needs

  • Access to experienced financial planners in Bristol and across the UK

  • A trusted long-term relationship with aligned goals

How Much Does a Financial Adviser Cost?

Most financial advisers in the UK charge an initial advice fee plus an ongoing percentage fee. These upfront charges can run into thousands of pounds.

At Ifamax, we believe this doesn’t serve clients well. That’s why we:

  • Charge no initial fee

  • Operate with a clear, percentage-based ongoing cost

  • Provide a review window so you can be confident before committing

This approach makes our fees competitive, transparent, and fair, while ensuring clients benefit from advice that truly supports their long-term financial outcomes.

Why Clients Choose Ifamax

  • A Bristol-based financial planning firm with national reach

  • Transparent, percentage-based fees

  • No upfront costs

  • Trusted by over 300 families, some of which have been clients for over 20 years

Frequently Asked Questions

  • For most individuals, adviser fees are not tax-deductible. However, our holistic planning ensures your broader financial strategy is structured as tax-efficiently as possible.

  • No, while we are proud to be based in Bristol, and many of our clients are local we do have clients across the country. With technology such as zoom and teams we are able to assist clients across the country

  • If you feel our service isn’t right, you can step away without ongoing charges, or any exit fees.