Helping you grow, protect and make more of your wealth
We help business owners, professionals, families and people approaching retirement bring their finances together, make confident decisions and build a clear plan for the future.
Our clients typically have £400,000 or more to invest and value an ongoing relationship with a financial planner who understands their life, not just their money.
Bristol-based financial planners | No initial advice fee | Ongoing financial planning
Financial planning built around your life
Money is rarely the end goal.
It may give you the freedom to retire, step back from your business, support your family, travel, change direction or simply worry less about the future.
We start by understanding what matters to you. We then bring together your pensions, investments, income, tax position and wider financial arrangements to create one clear plan.
Our financial planners can help you:
Grow and protect the wealth you have built
Structure your finances tax-efficiently
Prepare for and manage retirement
Make informed investment decisions
Support your family and pass on wealth
Adapt your plan as your life changes
Who we help
Financial planning for people with complex lives
We work with people who have accumulated meaningful wealth but may not have the time, expertise or desire to manage every financial decision themselves.
Business owners
Bring your personal and business finances together, prepare for a future sale or exit, and turn the value you have created into long-term financial security.
Financial planning for business owners
Professionals
We understand that irregular income, complex pensions and changing tax positions can require careful coordination.
We provide financial planning for barristers, partners of law firms, entertainers and other professionals.
Financial planning for professionals
People approaching retirement
Understand whether you have enough, where your future income could come from and how to move towards retirement with greater clarity and confidence.
Families
Protect the people who matter to you, support different generations and create a plan for passing on wealth.
Financial planning for families
How we can help
One plan supported by three connected services
Financial planning
We bring together your goals, income, pensions, investments, tax position and future plans.
Cashflow modelling can help you understand where you are today, what may be possible and how different decisions could affect your future.
Retirement planning
Retirement is not simply a date or a pension decision.
We help you understand how much may be enough, where your income could come from and how your plan can adapt as markets, tax rules and your circumstances change.
Wealth management
Your investments should support your financial plan rather than become the plan.
We provide ongoing investment oversight, diversification and risk management, aligned with what you want your wealth to achieve.
How we work with you
A long-term relationship, not a one-off recommendation
1. We get to know you
We begin with a conversation about your life, the people important to you and what you would like your wealth to make possible.
2. We understand where you are
We bring together your assets, pensions, income, commitments and existing arrangements to build a complete picture.
3. We create your financial plan
We explain what appears achievable, identify the decisions that matter and recommend a clear course of action.
4. We put the plan into action
Where you decide to proceed, we help organise and implement the agreed recommendations.
5. We review and adapt
Your life, tax rules and financial markets will change. Through regular reviews and ongoing advice, we help keep your plan relevant and on track.
Why Ifamax?
Planning before products
Ifamax was established in Bristol in 2003 with a straightforward aim: to provide thoughtful financial planning that helps people make better decisions about their future.
Understanding before recommending
We start with you, not a product or investment.
Long-term relationships
We provide ongoing advice and support rather than one-off recommendations.
Clarity rather than complexity
We explain your options and our recommendations in clear, straightforward language.
Planning for uncertainty
We do not try to predict the future. We build plans that can be reviewed and adapted as circumstances change.
Professional standards
Ifamax is authorised and regulated by the Financial Conduct Authority and is a CISI Accredited Financial Planning Firm™.
Meet the people behind your financial plan
Financial planning should feel personal
You will work with people who take the time to understand you, explain your options and support you through important financial decisions.
Our Bristol-based team combines financial planning, technical and investment expertise with a personal, long-term approach.
What it is like to work with Ifamax
Our clients’ experiences
Financial planning is best understood through the difference it makes to people’s lives.
Clients often tell us they value having:
A clearer understanding of their financial future
Greater confidence about retirement
Someone to sense-check important decisions
Their finances brought together and properly organised
Ongoing support as their lives and circumstances change
Financial insights and guidance
Helping you make sense of important decisions
Our articles and guides explain financial planning, retirement, pensions, investments and tax planning without unnecessary jargon.
Twelve Steps to Retirement
A practical educational series taking you from what retirement means today through to creating and maintaining your plan.
Financial planning guides
Straightforward guides to help you understand important decisions and prepare for conversations about your future.
Latest insights
Regular articles covering retirement planning, wealth management, investment strategies and tax-efficient planning.
Frequently Asked Questions
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We provide both financial planning and regulated financial advice.
Financial planning starts by understanding your life, goals and resources. Financial advice involves making specific recommendations about pensions, investments and other financial arrangements where appropriate.
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We typically work with individuals and families who have £400,000 or more in investable assets and are looking for an ongoing financial planning relationship.
This includes business owners, barristers, partners of law firms, entertainers, senior professionals, families and people approaching or already in retirement.
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Our service is designed around an ongoing relationship rather than a single transaction or recommendation.
This allows us to review your plan, respond to changing circumstances and support you through future financial decisions.Saving focuses on building wealth. Retirement planning focuses on turning that wealth into a sustainable income—while managing risk, tax, and changing circumstances.
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No. We do not charge an initial advice fee.
Where we mutually agree to work together, we charge for the ongoing financial planning and advice service we provide.
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Our team is based at Ground Floor, 1 Temple Back, Bristol, BS1 6FL.
We work with clients in Bristol and across the UK.
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The first conversation is an opportunity for us to understand what you are looking to achieve and explain how we work.
There is no obligation to proceed, and we will be open with you if we do not believe our service is the right fit.
Start with a conversation
You do not need to have all the answers before speaking to a financial planner.
You may be wondering whether you have enough to retire, how to organise your investments and pensions, what to do after selling a business or whether your current arrangements are working as effectively as they could.
An initial conversation can help you understand your options and decide what to do next.