Grow, protect and pass on wealth — with a clear plan behind every decision.

Wealth management isn’t just about picking investments. It’s about making sure every part of your financial life works together: your tax position, retirement plans, family goals, and long-term legacy.

At Ifamax Wealth Management, we provide wealth management and financial planning in Bristol and across the UK for individuals, families and professionals who want clarity, confidence and ongoing guidance, typically with investable assets of £ 400,000+.

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Explore our financial planning process

What is wealth management?

Wealth management is a joined-up approach to managing your finances over time. It brings together:

  • Financial planning (your goals, priorities and cashflow)

  • Investment strategy (structured, evidence-based, aligned to your plan)

  • Tax-efficient planning (making the most of allowances and reducing unnecessary tax)

  • Retirement planning (income, sustainability, flexibility and lifestyle outcomes)

  • Wealth transfer and estate planning (protecting and passing on wealth across generations)

The purpose is simple: to help you make better decisions and keep making them as your life evolves.

The Ifamax approach to wealth management

A clear process. A personal relationship. Ongoing support.

When people come to us, it’s often because they want one or more of the following:

  • Confidence they’re making the right decisions

  • A plan that makes sense of complexity

  • A structured approach to investing, tax and retirement

  • A long-term partner who keeps things on track

That’s the heart of the Ifamax Way: we begin with understanding you, then build a plan that’s practical, structured and designed to evolve.

Learn more about our financial planning process

What wealth management can help you achieve

Grow

Build wealth steadily with an investment strategy aligned with your goals, timeframe, and risk capacity: structured around real outcomes, not market noise.

Protect

Reduce avoidable risk: from tax leakage and poor portfolio structure, to under-protected family needs, to retirement income uncertainty.

Pass on wealth

Create a plan for your estate and wealth transfer to ensure assets flow to the right people, in the right way, with the correct tax and planning considerations.

Our wealth management services

We provide ongoing advice that typically includes:

Financial planning (the foundation)

  • Clarifying goals, priorities and values

  • Mapping your full financial position (assets, liabilities, pensions, tax)

  • Building a long-term plan with clear actions and timelines

Investment strategies

  • Constructing a portfolio aligned to your plan and risk profile

  • Diversification across asset classes and geographies

  • Ongoing monitoring and disciplined rebalancing

Tax-efficient planning

  • ISA and pension planning (allowances, structure, sequencing)

  • Capital gains planning and asset location considerations

  • Withdrawal planning to manage income tax bands

  • Coordinating planning decisions with accountants/solicitors where needed

Retirement planning

  • Retirement lifestyle planning and sustainable income strategies

  • Pension drawdown planning and review

  • Inflation resilience and long-term income sustainability

Wealth transfer and estate planning support

  • Planning around pensions, ISAs and other assets at death

  • Beneficiary planning and keeping nominations aligned

  • Working alongside solicitors on trusts and wills (where appropriate)

Who we work with

Wealth management tends to be most valuable when your finances have become more complex, or when your time and mental bandwidth are better spent elsewhere.

We typically work with:

  • People and families with £400,000+ of investable assets

  • Business owners planning around income, dividends and eventual exit

  • Barristers and professionals with complex tax and pension considerations

  • Partners of law firms with higher incomes and long-term legacy goals

  • Entertainers/performers needing flexibility, structure and calm guidance

If you’re unsure whether we’re the right fit, we’ll tell you honestly.

Why choose Ifamax Wealth Management in Bristol?

A planning-led approach (not product-led)

We focus on outcomes: the life you want, the retirement you’re building, and the legacy you want to leave.

Calm decision-making in a noisy world

A big part of wealth management is behavioural: avoiding costly mistakes, sticking to a disciplined plan, and making decisions with perspective.

Ongoing advice that adapts with you

Markets change. Tax rules change. Families change. Your plan should evolve, with regular reviews and guidance.

Local firm, long-term relationships

We’re based in Bristol and work with clients locally and across the UK, building multi-year, often multi-generational relationships.

What to expect when you work with us

Here’s a simple snapshot of how our wealth management work typically unfolds:

  1. Initial conversation – what you want to achieve and what’s changing

  2. Discovery & fact-find – understanding the full picture

  3. Plan design – creating a strategy that connects all the moving parts

  4. Implementation – putting recommendations into action

  5. Ongoing reviews – keeping you on track and adjusting as needed

Frequently Asked Questions

  • Financial planning is the strategy — wealth management is the ongoing delivery of that strategy, including investments, tax planning, retirement planning and regular reviews.

  • No. Investments matter, but they’re part of a wider plan. Good wealth management connects investments to tax efficiency, retirement income and long-term life goals.

  • Yes. Many of our clients are business owners, where planning needs to reflect income structure, tax planning, and long-term exit or succession goals.

  • Yes. Ifamax is based in Bristol and supports clients locally and across the UK.

Ready for a clearer wealth strategy?

If you want a calm, structured approach to growing, protecting and passing on wealth, we’d love to help.

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