Each year, investors face a barrage of commentary and speculation from the financial press about which stock, sector or country is set to do well in the coming months. The quotes below are taken from articles published by well-known media outlets and demonstrate that 2023 is no different:
Read MoreAt the start of 2022 investors needed reminding that investing is not an easy game, despite having enjoyed around a decade of relatively strong – and fairly consistent - market returns, even in light of a global pandemic, recession, and political polarisation. 2022 has laid bare the fact that investing can very much be a game of ‘three steps forward, one step back’. If there was no risk of market downside, it would be unreasonable to expect any return at all above cash. This short note provides a brief look at the past 12 months, and highlights some of the lessons we can learn as investors.
Read MoreIt has been a very tough first week for the chancellor, in his new job; lambasted by the media, accused by the Labour leader of ‘crashing’ the pound and causing higher inflation and interest rates; and a bad report from the IMF. It is certainly true that Sterling has been falling, and inflation and interest rates rising; yet to suggest that this is solely down to recent Government incompetence is to take a very narrow view.
Read MoreAs a high-earning self-employed person, it’s all the more important to work with professionals who know ‘what’s what’ when it comes to retirement planning and understand the complexities of the system, because if left too late planning may only be able to do so much.
Read MoreWhile this may be the first time you’re retiring, this isn’t the first time we have. In all likelihood the circumstances you’re working with when moving towards retirement are ones we’ve seen before, and we’ll know how to approach it with the correct care and decision-making to create the life you’d like to lead.
Read MoreRetirement is one of those major life events that people look to with equal amounts of relief and trepidation, often due to the financial considerations associated with retirement and your associated pension
Read MoreToday, it certainly feels like the world is in a very uncertain place. The events in Ukraine are extremely unsettling
Read MoreIt is not uncommon for limited companies to build up sizeable cash balances. Most owners opt for a low salary, high dividend and regular employer pension contribution type strategy. But what about companies in the fortunate position of being able to accommodate this and still have large cash balances?
Read MoreIf, like many of my clients, you are on the verge of retirement, you may be wondering what life will be like on the other side.
Read MoreFor those readers interested in financial news (some might call it noise), the unfolding story of Chinese property developer Evergrande (a name which is ironic given its dire financial position) has spooked global equity markets.
Read More
