Between 2011 and 2025, Bitcoin delivered an annualised return of approximately 96% in sterling terms, according to data from Curvo. It is a staggering figure.
Read More
Each year begins with good intentions. Yet research consistently shows that most people abandon financial goals long before the year ends. The challenge isn’t a lack of motivation. It’s distraction.
Read More
Many parents worry that their pension will be a poor inheritance for their children, especially with recent headlines about inheritance tax and changing pension rules.
It’s an understandable concern.
The reality, however, is far more reassuring.
Read More
When people think about saving for retirement, the conversation often becomes a straight comparison:
ISAs or pensions – which is better?
In reality, this is rarely the right question.
Read More
Estate planning is rarely about a single decision or document. It is an ongoing process that evolves as your wealth grows, your family circumstances change, and tax rules develop.
Read More
Over the last few months, we’ve explored several core themes around retirement, from sustainable income and the State Pension to inflation and longevity. At Ifamax Wealth Management, our journey began more than 20 years ago, and from the very start, we approached financial planning differently.
Read More
The State Pension has been part of the UK’s financial landscape for more than a century, but its purpose—and the way we plan around it—has changed dramatically over time. At Ifamax Wealth Management, our Bristol-based financial planners help clients understand how the State Pension fits alongside their wider retirement strategy, ensuring it becomes a foundation for a secure, tax-efficient future.
Read More
The 2025 Budget introduced several significant tax, pension, property and investment reforms. While Budgets often create noise and speculation, the real value lies in understanding what has genuinely changed and how these measures may influence long-term financial planning.
Read More
Building a business is rarely straightforward. In the first year, around 94% of new businesses survive; however, by the fifth year, this drops to approximately 40%, according to the Office for National Statistics.
Read More
When planning for retirement, most people focus on market risk. But one of the biggest threats to your future lifestyle isn’t stock market volatility; it’s inflation.
Read More
Retirement today looks very different from that of our parents or grandparents. Defined Benefit (final-salary) pensions, once the backbone of retirement income, are now available to only a small minority of people.
Read More
Retirement used to mean a fixed birthday, 60, 65, or whatever your employer decided. Today, that traditional idea has evolved. Retirement is no longer an age; it’s a financial milestone, your freedom date.
Read More
Retirement is one of the most significant challenges we will face in our lives. The landscape has undergone substantial changes over the past generation.
Read More
The recent FCA Thematic Review on retirement income highlights a simple truth: delivering income in a tax-efficient way can make a big difference to your long-term wealth. But tax planning isn’t just for retirement—it’s just as important in the years leading up to it.
Read More
A common question we hear is: “Why should I pay a regular fee for financial planning? What do I really get for this?”
Over the last 30 years, financial advice has evolved—from selling products, to investment specialists, to today’s holistic financial planning.
Read More
As an employee, life is relatively straightforward — you work, you get paid, and your employer takes care of things like pensions and tax deductions. For business owners, it’s a very different story.
Read More
We are pleased to announce the successful completion of a management buyout (MBO), with existing directors Ashton Chritchlow and Jamie Jacobs now becoming the majority shareholders of Ifamax Wealth Management, marking a significant milestone in our firm’s journey.
Read More
Investment risk is about more than just numbers on a screen; it’s about behaviour. History is full of examples of market bubbles, from the tulip mania of the 1600s to the dot-com boom in the late 1990s.
Read More
When most people think about financial planning, they imagine numbers, budgets, and spreadsheets. But at Ifamax Wealth Management, we believe true financial wellbeing is just as much about mindset as it is about money.
Read More
Estate planning means different things to different people. Some might ask, “Does it matter to me personally?” Others are more concerned about ensuring their beneficiaries receive the maximum from their estate. For many, estate planning isn’t something they feel the need to worry about—until it’s too late.
Read More