Human beings are hard-wired to focus on the here and now. We’re much more concerned about immediate threats than longer-term dangers such as failing to save enough money for retirement.
Read More
Generally speaking, it’s good to have a positive outlook on life. But too much optimism, or overconfidence, can be a problem, particularly when it comes to investing.
Read More
Some financial professionals are dismissive of academic research, arguing that it’s too far removed from the realities of today’s financial markets. True, academic models are, by their nature, theoretical. But that doesn’t mean investors can’t learn practical lessons from them.
Read More
There’s been a big increase in interest in sustainable investing in recent years. But what exactly does do we mean by sustainable investing? And, if we invest with our conscience, can we expect to receive lower returns?
Read More
Many of us are reluctant to change our banking providers. But, as you run the ruler over your personal finances, it's important to ask: has your bank earned your loyalty?
Read More
There’s an old adage that goes, “Watch the pennies and the pounds will take care of themselves.” But it’s actually quite misleading. To control our spending, it’s the biggest items we need to focus on.
Read MoreMaking sure you have enough money to retire, and that you don’t spend it too quickly, are important functions of a financial planner. But there are other, non-financial matters that a good planner can help you with the run-up to retirement.
Read More
Working out whether someone is trustworthy or not always easy. The size of the firm, for example, tells you very little. In this video, author Herman Brodie explains what you can do to help you find the right person to manage your finances.
Read More