Like well-prepared travellers, diversified investors are ready for a range of outcomes. If the stock market is roaring ahead, they can have sufficient exposure to enjoy the benefits of that growth. But when stocks are down, they can also be protected under the relative shelter of government bonds.
Read MoreSay goodbye to the unnecessary paperwork that’s been cluttering up your house and life. We’ve digitised the paperwork that can be kept as a soft copy and now it’s time to shred the superfluous.
Read MoreIt’s impossible to predict with any consistency which individual asset classes, markets or securities will deliver the strongest returns next. The best thing you can do as an investor is to be broadly diversified.
Read MoreIn Step 3 of our financial decluttering process, clients deliver their financial paper trail and then we work our magic to divide it into three types — things they need original copies of, things they can keep digitally and things they simply don’t need at all.
Read MoreScams are increasingly sophisticated in design and delivery. So in the spirit of an ounce of prevention being worth a pound of cure, here are eight types of scam to look out for.
Read MoreStep 2 of our financial decluttering process is the part where the client hands over everything they’ve got and we go away and make sense of it. It might be in folders, envelopes or a carrier bag. This is where clarity begins..
Read MoreAccepting market prices is like asking the audience. They’re never going to be perfectly right, but it’s the best barometer we’ve got. And by not trying to work it out all on your own, you’re freed up to focus on all the things you can control.
Read MoreFor us, financial decluttering is an important part of giving our clients clarity. In this five-part series, we’re going to show you how we do it.
Read MoreMaking sure you have enough money to retire, and that you don’t spend it too quickly, are important functions of a financial planner. But there are other, non-financial matters that a good planner can help you with the run-up to retirement.
Read MoreWorking out whether someone is trustworthy or not always easy. The size of the firm, for example, tells you very little. In this video, author Herman Brodie explains what you can do to help you find the right person to manage your finances.
Read MorePicking up a new handset as part of a deal with a network provider may mean you avoid a big, one-off hit on your bank balance, but make sure you’re not paying too high a price for that convenience. Here are some other issues to consider when your phone contract is about to expire.
Read MoreIllness, transport strikes and even natural disasters are just some of the ways a holiday can be ruined. But the disruption can be far less expensive – and not nearly as stressful – if you take sufficient care when organising travel insurance.
Read MoreThere’s no getting away from the fact that investing — especially investing in equities — involves risk. But risk can mean different things to different people. There are also many different types of risk, so let’s have a look at some of the main ones.
Read MoreWhen looking for advice about how to invest, who better to turn to than Warren Buffett? The man they call the Sage of Omaha is widely recognised as most successful, and highly respected, investor in the world.
Read MoreIn the UK, Neil Woodford is investing Royalty. When, in 2014, he set up his own fund, the Woodford Equity Income Fund, it was billed as the fund launch of the decade. But it hasn’t gone well.
Read MoreChristmas eve delivered a present that most investors were not hoping for – the biggest fall on that specific day in history (at least in the US) of -2.7%. That capped a fall in global markets of around -4% for the year.
Read MoreIssues closer to home such as Brexit and the potential for great political uncertainty in the event of no satisfactory (or any) deal being reached, feel - at least to UK residents – more prominent in our lives at this moment than some of these wider issues.
Read MoreWe are delighted to announce that we will be taking part in the first Bristol Giving Day on the 10th October 2018.
Read MoreSorting out money for your holidays can be a real hassle, especially if you’re trying to get the best deals on exchange rates. Here are a few tips to ensure you have peace of mind when paying for things abroad.
Read MoreThe WannaCry ransomware attack was only last May and an article today in The Independent reports that it expects scams to rocket during 2018. So, what’s to do?
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