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      <image:caption>Data source: Gold.org. Inflation: US CPI. Albion World Stock Market Index. https://smartersuccess.net/indices</image:caption>
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      <image:caption>Source: The Motley Fool (June 2024).</image:caption>
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      <image:caption>Above: Temple Church, dating back to the 12th Century, from which the area takes its name.</image:caption>
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      <image:caption>Data source: Morningstar Direct © All rights reserved (see endnote). MSCI World Index (gross) in GBP terms.</image:caption>
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      <image:title>News Content - Operating in a noisy environment</image:title>
      <image:caption>Data source: Morningstar Direct © All rights reserved (see endnote). MSCI World Index (gross) in GBB terms.</image:caption>
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      <image:title>News Content - Good things come to those who wait.</image:title>
      <image:caption>Data source: MorningstDar Direct © All rights reserved. MSCI World (net div.) net of UK CPI, before charges. Dividends reinvested.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bc5e491f4755a2eaec39d6d/1601474115159-289L9F7FKF3RTM766KP0/Picture2.png</image:loc>
      <image:title>News Content - Good things come to those who wait.</image:title>
      <image:caption>Data source: Morningstar Direct © All rights reserved. MSCI World (net div.) net of UK CPI, before charges. Dividends reinvested.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5bc5e491f4755a2eaec39d6d/1601474269809-FB65G8AZF51LKDANSY7I/Picture3.png</image:loc>
      <image:title>News Content - Good things come to those who wait.</image:title>
      <image:caption>Data source: Morningstar Direct © IA SBBI US Large Stock Infl Adj TR Ext in USD. Market events: https://eu.usatoday.com/</image:caption>
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      <image:title>News Content - Pension Carry Forward</image:title>
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    <lastmod>2025-04-22</lastmod>
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      <image:title>News Content - The Big Five</image:title>
      <image:caption>Data source: Morningstar Direct © All rights reserved. Returns in GBP from 01/01/2020 to 22/07/2020.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bc5e491f4755a2eaec39d6d/1595935719599-9HACENBVF5F61LWHKP4J/aj+bell+table.jpg</image:loc>
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      <image:caption>Data source: Morningstar Direct © All rights reserved. AJ Bell for top traded funds between 15/07/20 – 22/07/20.</image:caption>
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      <image:caption>Data source: Morningstar Direct © All rights reserved. Returns from Jun-12 to Jun-20.</image:caption>
    </image:image>
    <image:image>
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      <image:caption>Data source: Morningstar Direct © All rights reserved</image:caption>
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      <image:title>News Content - The Big Five</image:title>
      <image:caption>Source: Albion Strategic Consulting. For demonstrative purposes only.</image:caption>
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      <image:caption>Source: Albion Strategic Consulting. Data: Morningstar Direct © 2020. All rights reserved.</image:caption>
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      <image:caption>Source: Albion Strategic Consulting. Financial Express © 2019. MSCI ACWI (net div.) in GBP 1/2018 to 12/2018</image:caption>
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      <image:caption>Source: Albion Strategic Consulting. Financial Express © 2018. MSCI ACWI (net div.) in GBP 1/2008 to 12/2018.</image:caption>
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      <image:caption>Source: Albion Strategic Consulting. Financial Express © 2019. MSCI ACWI (net div.) in GBP 1/2013 to 12/2018.</image:caption>
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      <image:caption>Source: Albion Strategic Consulting (6)</image:caption>
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      <image:caption>Source: Albion Strategic Consulting using data from iShares – August 2018 (MSCI ACWI ETF).</image:caption>
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      <image:caption>Source: Morningstar Direct© 2018. All rights reserved. Data derived from MSCI World Index in GBP, MSCI World Index in Local Currency and MSCI UK Index.</image:caption>
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      <image:caption>The S&amp;P data are provided by Standard &amp; Poor's Index Services Group. Indices are not available for direct investment; therefore, their performance does not reflect the expenses associated with the management of an actual portfolio.</image:caption>
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      <image:caption>From January 1926–December 2016 there are 913 overlapping 15-year periods, 973 overlapping 10-year periods, 1,033 overlapping 5-year periods, and 1,081 overlapping 1-year periods. The first period starts in January 1926, the second period starts in February 1926, the third in March 1926, and so on. The S&amp;P data are provided by Standard &amp; Poor’s Index Services Group. Indices are not available for direct investment; therefore, their performance does not reflect the expenses associated with the management of an actual portfolio.</image:caption>
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      <image:caption>Data source: MSCI World Index (net div.), Citi WGBI (1-5) hedged GBP from Morningstar © All rights reserved.</image:caption>
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      <image:caption>Data source: www.gold.org. UK Retail Price Index – Bank of England</image:caption>
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      <image:caption>For illustrative purposes only. Past performance is not a guarantee of future results. Index is not available for direct investment, therefore, their performance does not reflect the expenses associated with the management of an actual fund. Dimensional indices use CRSP and Compustat data.</image:caption>
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      <image:caption>Source: Albion Strategic Consulting</image:caption>
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